Brooklyn, NY · Fintech

Capital.
Direction.
Access.

Working capital solutions engineered for businesses that are ready to move. Flexible funding, algorithmic precision, Brooklyn hustle.

$50M+ Capital Deployed
500+ Businesses Funded
24hr Decision Timeline
A+ Client Satisfaction

Brooklyn-built.
Fintech-powered.

Vector Capital Access LLC is a New York-based business funding company headquartered at 1528 E 3rd Street, Brooklyn, NY. We are a direct capital access firm that combines algorithmic underwriting with human expertise to deliver working capital solutions for entrepreneurs and small business owners across the United States.

Founded on the belief that viable businesses are underserved by traditional lenders, we provide transparent, fast, and founder-friendly funding solutions — from working capital loans to revenue-based financing, equipment funding, and business lines of credit.

Our team works directly with business owners to understand their needs and structure funding that aligns with their cash flow, growth trajectory, and goals. We are not a bank, a broker, or a marketplace. We are a capital partner that moves at the speed of your business.

$50M+ Capital deployed to businesses
500+ Businesses funded nationwide
24hr Typical funding decision timeline
$25K–$500K Funding range available

Four steps to funded

Our process is straightforward, transparent, and built around your timeline — not ours. Most businesses move from inquiry to funded in 24–72 hours.

Step 01

Submit Your Inquiry

Complete our brief contact form — no lengthy questionnaires. Tell us your business name, industry, and approximate monthly revenue. It takes under 3 minutes.

Step 02

Provide Business Documents

Submit 3 months of business bank statements plus basic business information. Our team reviews your documents within hours, not days, using data-driven underwriting.

Step 03

Receive Your Offer

Get a clear, itemized funding offer with all terms fully disclosed in plain language. No hidden fees, no surprises. You're under no obligation until you agree to the terms.

Step 04

Funds Deposited

Upon agreement, funds are deposited directly to your business bank account — typically same-day or next business day. Capital in hand, ready to deploy.

Funding solutions
built for momentum

We provide the capital infrastructure your business needs to execute on its next vector — from working capital to equipment and beyond.

Working Capital Loans

Immediate liquidity to keep your operations running and your opportunities open. Designed for businesses that can't afford to wait.

Revenue-Based Financing

Funding aligned with your revenue cycle. Flexible repayment that scales with your business performance, not a fixed calendar.

Equipment Financing

Acquire the equipment that drives your output without depleting your working capital reserves. Own it, operate it, grow.

Business Lines of Credit

A revolving credit facility that gives you on-demand access to capital when opportunities arise — draw what you need, when you need it.

SBA Loan Assistance

Navigate the SBA loan process with expert guidance. We help you structure your application for the most favorable terms available.

Invoice Factoring

Convert outstanding invoices into immediate working capital. Stop waiting 60-90 days for payments that are already owed to you.

Precision funding
for decisive operators

We're not a bank. We're a fintech-powered capital partner that moves at the speed of your business — with transparent terms and direct access to decision-makers.

Speed-First Decisions

Funding decisions in as little as 24 hours. No months-long underwriting cycles — we analyze data, not just documents.

Transparent Terms

Every structure is explained in plain language before you sign. No hidden fees, no surprises buried in the fine print.

Brooklyn-Born Perspective

We understand the hustle. Built in Brooklyn, we work with entrepreneurs across every borough and industry.

Dedicated Advisor Access

You work directly with Danny Brooks and our funding team — not a call center. Real people, real decisions.

$500K Maximum funding amount available
24–72hr Typical time-to-funding
6 mo. Minimum business history required

Your next vector
starts here.

Whether you need $25,000 or $500,000, we'll find the right structure for your business. Apply takes minutes.

Start Your Application